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2014 1096 Form: What You Should Know
This will allow for student loan modifications in cases where the borrower received a reduction in disbursements. The borrower in this case will need to reapply with a new application form, not an additional form under OMB control number. The new form will allow the borrower to be considered for the modified income-related repayment plan. The borrower will need to receive the completed revised form from the loan holder no later than December 31 to assess eligibility for the modified repayment plan and request eligibility for the reduced monthly payment. The revised income and expense form is available to borrowers in default. The revised income and expense form is available to borrowers who did not receive a letter of credit in the case of a default from one of the following lender(s) : Federal Family Education Loan, Federal Perkins Loan, Federal Direct Unsubsidized Direct and Federal Direct PLUS Programs, or the FEEL Program, as described in Sec. 974.924(c)(1)(ii). If not, a copy of the original statement from each lender shall be provided to the borrower and the borrower shall file this form with his or her loan holder and continue to apply for his or her modified repayment plan on his or her own. OMB guidance on determining whether a borrower requested a change in repayment plan : To help borrowers determine whether they requested a change in repayment plan, you should be prepared to provide a signed Statement of Acceptance, Acceptance Notice, or Acceptance of Rehearing En Band of the letter of credit. OMB guidance , Sec. 9, Section D, Reforms to FEEL Program, Dec 24, 2023 — “In addition, each loan holder should consider the borrower's employment income and his or her adjusted cost of attendance.” Revised OMB Approval of the Loan Repayment Income Form. 17U. S.C., Income and Expense: Revisions. The Revised OMB Approval of the Loan Rehabilitation Income and Expense Information Form.
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